Smarter, proactive virtual cards
Complete control on business spend with real-time visibility.
Instant issue Virtual Company Cards backed by our leading spend management solution.

Instant virtual cards
Our virtual credit card can be issued straight away and made available instantly for your team to use through their Apple Pay and Google Wallet accounts.
Cards for your whole team
Individual team members can have their own virtual card connected to your business account. They don’t need to use personal cards for business expenses — and you can see what they’re spending in real time.
Cards for different needs
You can create virtual cards uniquely tailored to individual user needs. Decide which industries it can be spent on, how much can be spent, and even what currency they can spend in.
Instant, flexible and with spend control
ProSpend virtual cards are backed by our leading expense management solution
What are virtual cards?

Virtual cards explained
Virtual cards have all of the same information as a physical card - card number, CVV, expiry, the account it is linked with etc. However, instead of being printed on a card, the information is made available digitally. This allows for increased speed, security and usability.
How are they issued?

No more wait time for a card to be issued
How do they work?

Use to pay easily
Once issued, the cards can be easily added to Apple Pay and/or Google Wallets for making contactless payments. They can also be used for online payments and over-the-phone transactions.
Card controls and rules

Configure and control spend
Each card can be uniquely tailored to its user when it's active, with a range of options and rules, including:
- Spend by industry type
- Per transaction spend limits
- Weekly, monthly or lifetime limits
- Active limits
- Currency
Approvals

Approvals
Configure approval workflows to issue and control virtual cards.
Workflows are limitless and flexible, so they can be changed as your organisation’s business rules change.

Virtual cards explained
Virtual cards have all of the same information as a physical card - card number, CVV, expiry, the account it is linked with etc. However, instead of being printed on a card, the information is made available digitally. This allows for increased speed, security and usability.

No more wait time for a card to be issued

Use to pay easily
Once issued, the cards can be easily added to Apple Pay and/or Google Wallets for making contactless payments. They can also be used for online payments and over-the-phone transactions.

Configure and control spend
Each card can be uniquely tailored to its user when it's active, with a range of options and rules, including:
- Spend by industry type
- Per transaction spend limits
- Weekly, monthly or lifetime limits
- Active limits
- Currency

Approvals
Configure approval workflows to issue and control virtual cards.
Workflows are limitless and flexible, so they can be changed as your organisation’s business rules change.
ProSpend Cards


ProTem Cards
ProTem, our Temporary Virtual Cards, are restricted to pre-approved transactions.
Ideal for ad-hoc purchases, travel expenses, projects, events and greater control in general. An employee's request for a ProTem Card can be routed through dynamic approval flows, resulting in the issuance of highly tailored cards.
Virtual cards backed by our expense management solution

Card and Reimbursements
Edit, submit and approve all claim typesp
Receipt Capture
Snap a receipt with OCR scanning for data entry

Mileage Claims
Mileage claim creation with google maps
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Approvals On the Go
Approve or reject claims anywhere, anytime
Visible Budgets
Track spend and budgets in real-time

FBT & Split Feature
Custom fields, guest allocation and split functionality

Safe, secure and transparent
Companies have high control on who has a card and how it works - all backed by fraud control.
Freeze and block cards instantly
Administrators can block, freeze and cancel cards instantly.
Safer than physical cards
Virtual cards are safer than physical cards because there’s no risk of your card being lost or stolen. Virtual cards do not include account information, just a long number, expiry date and security code. So, it is much more difficult for fraudsters to access your account.
Fraud protected
Spend safely online without the risk of card fraud or theft. Your spending is protected by Visa, Apple Pay and Google Pay fraud systems
Eliminate credit card sharing
The days of card sharing and fraud risk are over. Issue cards for subscriptions or one-off expenses.
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Does this work for reimbursement and card claims?
Where is our data hosted?
What is the best use for virtual cards?
Can approvers and managers work remotely?
Our software is cloud-based, meaning you can work anywhere, anytime.
Can users only create an expense for their cost centre?
Our software allows you to give permissions to your users to allow them to submit claims for expense types available to a set of cost centres.
Can you submit claims on mobile?
Can we have our spend policy enforced?
Yes, users can be prompted of your spend policy when they are creating a claim.
One platform for all your business spend
Easily manage your spend, expenses, invoices, purchase orders and budgets all in one powerful solution.