One Unified Platform for spend management and proactive control

Expense Manager

AP Manager

Your cards. Your choice. Now including Mastercard virtual cards.

Spend management without card lock-in. Choose your card provider without changing spend platforms. ProSpend brings your card programs into one place for coding, visibility and reconciliation.

Author Phillip Vella
Read time 3 minutes
Published Oct 7, 2026
Last updated Oct 7, 2026

ProSpend now integrates with Mastercard virtual cards.

If your business issues Mastercard virtual cards, those transactions can now flow straight into ProSpend to be coded, matched and ready to reconcile alongside everything else you're already tracking. No exports, and no separate spreadsheet to square up at month-end.

Adding one card matters less than the principle behind it: ProSpend is built to work with the cards you already use.

Do I have to switch cards to use ProSpend?

For some tools, the card and software come as a pair. Reconciliation works best as long as you spend on their card, and cards issued elsewhere, sit outside it. That model may suit some businesses, but it's a harder fit when your business wants to keep an existing banking relationship, use a particular card provider or choose a card based on its commercial terms and functionality.

That’s why the addition of Mastercard virtual cards to ProSpend matters. By design, ProSpend was built to be card-agnostic, giving businesses flexibility over their preferred card program.

Cards you can issue from ProSpend

Card feeds ProSpend pulls in

  • Wise virtual cards
  • Archa virtual cards
  • Corporate card feeds from your bank (MasterCard, Visa, AMEX)
  • Mastercard virtual card programs
  • Manual import or upload for business or personal or debit cards


Most organisations typically run on a combination of programs: physical cards for the people who need them and virtual cards for projects and suppliers, often with the same bank.

With ProSpend, both programs can be reconciled in the same place with the exact same process.

Why does this matter for finance teams?

Card lock-in sounds like a small thing until you're unwinding banking relationships you've built over years, or moving your whole spend program onto another provider's rails just to get clean reconciliation. This means your software choice and your card choice are welded together, so the day one of them stops serving you, you're stuck with both.

Being card-agnostic flips that. Your finance team gets one place to see and reconcile all company spend, regardless of which card issued it. Your treasury team keeps the freedom to choose the right card product, the right provider and the right commercial terms without asking whether the software will cope.

With Mastercard virtual cards now in the mix, that flexibility just got a lot bigger.

Mastercard virtual cards give you controlled, single-use or vendor-locked card numbers (useful for subscriptions, supplier payments and reining in unauthorised spend). Every transaction feeds into ProSpend with your coding and approval rules already applied.

The bigger picture: openness beats lock-in

Spend management shouldn't mean handing one vendor control of your cards, your data and your reconciliation all at once. The best platforms plug into how you already work and don't force you to rebuild around them.

That's the bet we've made from day one, and adding Mastercard virtual cards is one more proof point. Whatever cards your business runs on today and whatever it moves to next, ProSpend is built to keep up.

Ready to see it in action?

If you're already a ProSpend customer, talk to your account manager about switching on Mastercard virtual card feeds.

If you're weighing up spend management platforms and card lock-in is on your list of worries, let's talk. We'll show you exactly what card-agnostic reconciliation looks like in practice.

Book a demo

Similar posts

Get notified on new insights

Be the first to know about new expense management solution insights to build or refine your processes with the tools and knowledge of today’s industry.